Hartelius, Durocher
& Winter, PC

Social media could ruin your car insurance claim

If you have been involved in a car accident in the state of Montana, it is important that you understand how the specific laws of the state will determine the way that you should progress.

Montana's diverse landscape, albeit beautiful, can present some hazards that can affect visitors and natives alike. Since Montana is an "at-fault" state, it is vital that you treat even a minor incident very seriously.

The law and car insurance in Montana

Montana is an "at-fault" state, meaning that the person who is deemed to be at fault in an accident will be liable for all of the damages. This is upheld by the Modified Comparative Fault rule, otherwise known as the 51-percent Bar Rule. This means that if you are only found to be 25 percent at fault, you can still be awarded damages. However, if you are deemed to be 51 percent or more at fault for causing the accident, you will not be able to recover damages.

Why you need to beware of social media after a car accident

It is becoming increasingly common for people to share personal details of their life online. Although this can be fun and harmless, it is important to be very careful about this after you have been involved in an accident.

Insurance companies are often looking for any evidence that will help them to dismiss your claim, making it better to keep silent on all issues. One mistake that people often make is sharing photos of the damage online. If they later realize that perhaps this was a bad idea and delete the post, they can then be accused by insurance companies of attempting to hide evidence.

In addition to this, you should not make your opinions on the accident public. People often underestimate the damages to calm worried family members. Insurance companies can use these comments to undermine your case.

If you have been involved in a car accident in Montana, it is important that you take action immediately so that the incident can be assessed.

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Hartelius, Durocher & Winter, PC Channing Hartelius, Roland Durocher, Jeff Winter

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